Financial Planning For In-Home Senior Care in Reno, NV
Comfort Keepers of Reno, NV, understand that the cost of in home health care services may be important criteria in choosing the type and amount of services for your loved one.
To facilitate the decision-making process, we can provide you with information regarding several funding options. Keep in mind that the actual cost of services varies depending on whether your loved one needs part-time, full-time or live-in senior care.
That being said, many clients and their loved ones wonder if Medicare can cover the full cost of home care. Unfortunately, Medicare can only provide funds in special circumstances, which usually do not include extended home care.
On the other hand, Medicaid or state programs might cover some expenses related to in home care services, but not all seniors are eligible for this type of financial aid. If you are not sure if your loved one can qualify, you might want to consider talking to Medicaid representatives or local agencies.
Other options include care insurance, veteran benefits, and out of pocket assets or savings.
While being worried about the financial aspect of in home health care is completely understandable, bear in mind both the value for money and peace of mind that comes with home care. Family members who opt to become primary caregivers for their loved ones often have to make huge sacrifices.
Apart from struggling to balance caregiving and your personal life, you might need to consider part-time employment instead of full-time. This can take a significant toll on your future career opportunities and financial situation. Your family can also feel the consequences, as you will have to dedicate a lot of time to looking after your loved one.
By having the help of a professional caregiver, you can avoid all these things and enjoy quality time spent with your loved one. To get more information about the cost of our in home health care services contact us or call Comfort Keepers of Reno, NV, at (775) 273-6192.